- Basic form coverages (LS-1)
- Liability limits of $1,000,000/$2,000,000
- Medical payments of $1,000/$10,000
- One Landlord listed
- Fire legal covergae of $50,000
- Basic form contents (SF-1) at $30,000 with a $1,000 deductible, ACV.
- Risk location must be within Manhattan, Queens, Kings, Bronx, Massau and Suffolk Counties and Staten Island.
- Risk location must be of masonry construction.
- Risk must not have public area greater than 400 square feel.
- No table service. Seating limited to 4 tables.
- Insured must have at least five years ownership or management experience.
- There can be no losses within the last 3 years.
- Personal & Advertising Injury coverage is not offered.