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Restaurant Take-Out Program

Annual Premium - $1,250 plus NYS Fire Fee

Offered Coverages

  • Basic form coverages (LS-1) 
  • Liability limits of $1,000,000/$2,000,000
  • Medical payments of $1,000/$10,000
  • One Landlord listed
  • Fire legal covergae of $50,000
  • Basic form contents (SF-1) at $30,000 with a $1,000 deductible, ACV.


  • Risk location must be within Manhattan, Queens, Kings, Bronx, Massau and Suffolk Counties and Staten Island. 
  • Risk location must be of masonry construction. 
  • Risk must not have public area greater than 400 square feel.
  • No table service. Seating limited to 4 tables.
  • Insured must have at least five years ownership or management experience.
  • There can be no losses within the last 3 years.
  • Personal & Advertising Injury coverage is not offered. 


*APPLICATION AND SUPPLEMENTAL SUBMITTED must indicate "Resturant Take-Out Program". All risks are inspected.